Friday, November 22, 2013

Which car is more reliable

WHAT to Buy! Used Cars or New Cars! Why Used Car Dealers are better option than private re-sellers? Are All Used Cars for Sale Safe to Buy?Tips by Satnam-Singh-Sidhu-BC
It is a common question in every buyer's mind especially when they have to pick a car from a varieties of cars from the market.
Everyone want to know but there is no such place where one can ask or search for his her answer.

There are so many factors that have impact on a buyer's pocket and monthly budget.
The biggest factor is over budget

If you have already figured out your monthly budget that includes monthly car payment, insurance payment, fuel expense and regular maintenance and repair budget then you must stick to it.
But generally that's not the case. Buyers get excited when they look at different. Good looking cars and easily fall in love with expensive cars.
At that moment they get swayed away by their emotions and sometimes can not control it. They convince each other that they cut here or there. In their monthly budget and spread extra payment money for their car. Or they promise to each other that they will work overtime or other part time job.

But I personally advice you not to go over budget simply to have a good looking car.
It is not easy to find straight income and also it demands your quality leisure or family time.
Don't spend more than 18% of your monthly income on car expense that includes monthly car payment, insurance, fuel, maintenance and repair.
If you make 3000 a month, your maximum monthly budget should be 18x30=540

To be continued....